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Issue - 15/04/2013
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   Home >> Technology Next >> CEO Speak >> Leaders in AC Tech
   CEO Speak
 
CEO Speak
Leaders in AC Tech
"As consumers get direct benefit of cost saving from our ACs, the volumes have gone up"
| Issue Date - 15/04/2013

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Building new operations

Japan’s Shinsei bank was built on the ashes of the failed Long Term Credit Bank of Japan. By building innovative operations, the relaunched company was able to rise to become the best bank in Japan – in terms of customer service – and build capabilities that were the envy of those around them. Some of the operational ideas were deceptively simple. For example, to encourage customers to do their banking more cheaply online, Shinsei built double-sided screens for their tellers. The customers’ side showed the simple web interface that the teller was using to perform the transaction and customers quickly realised that they could carry out mundane banking transactions themselves – at first using Internet terminals in the bank, but ultimately in the convenience of their own homes.

Many such operational capabilities fuelled Shinsei’s improvement. More cleverly, when building their new systems, Shinsei relied on lower-cost IT operations around the world, and subcontracted much of the work. But they maintained control of the architecture of their new operations, and avoided giving any single company too much of the work. By doing so, they protected the secrets of their competitive advantage. Ultimately, the new bank systems were built at one-tenth the cost, and a third of the lead time of the standard, off-the-shelf solutions. What’s more, they had built a distinctive operations-based competitive advantage, and had protected it by not outsourcing the keys to the kingdom.

Operations bringing power to the poor

Small soy farmers in India have been squeezed and cheated into poverty for many, many years. After the British left, to avoid any abuse of monopsonistic power by large corporate buyers, a set of laws mandated that all sales of agricultural products be carried out in competitive marketplaces called mandis. The marketplaces, however, had become corrupt and anything but competitive. Buyers would collude to depress the prices paid to farmers, and farmers would be forced to accept because there was no alternative, and because the prospect of carrying their produce many miles back to a farm with no storage capacity was even less appealing than the meagre price they were offered.

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